21 year old addicted daughter totaled her car (financed in my name) on Tuesday and impulsively went out and financed another on Wednesday after being told I would not cosign again.  Now they want $3000 a month for insurance and she ran away because I won't "help" her and cosign that loan.  She's decided she is going to drive with no insurance and I'm a mess, more worried that she will hurt somebody than get pulled over and arrested for not having insurance (that might be a God send).  I'm just rambling because I know I can't help her (i've been down the addiction road with my husband and son so I know not to enable) but this is my daughter and I'm scared for her safety.  Any words of wisdom and/or encouragement would be awesome.  I feel like a horrible person turning my back on her