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Post Info TOPIC: Take care when dealing with the outside world !


Guru

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Take care when dealing with the outside world !


Please be warned; be careful when transacting with the "outside world".

Every type of crook, cheat, charlatan is to be found there.

Recently I paid the price by losing about 5000 US to bloody dis-honest insurance agents.

they promised a lot but when the policy documents came, it was another story.

And they stalled me and made sure I did not get the policy refund within the stipulated 15 days "look-in" period.

And now Im in a jam; either I pay the same amount this year and next or forfeit the policy.

Im already in need of money, so where do I get this big amount from ?

Im hoping the consumer court will come to my rescue, as God dosent seem to be bothered.

Be careful yall, Ive paid the price on your behalf too !!

Be careful lest the old proverb  "A fool and his money part company easily" gets manifested.

 



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Raman an addict clean and serene just for today in NA Worldwide ; live to love and love to live the NA Way !!!


Guru

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I'm confused Raman,
One day your worried because your broke,
the next your rejoicing because you got a big inheritance
and your financial problems are soleved,
then it's back to wondering where you'll get money from.
Are you sure money is the real issue here?

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Keep it in the day.


Guru

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My friend,,,,,STEP BACK...BREATHE DEEP....AND GOD is always in charge it is us who loose faith (keep it on me)    Fear takes flight ,when faith stands firm........I would highly suggest getting in touch with your sponsor,sharing your concerns,and releasing any resentments or "destructive thoughts' going thru your mind..We are human,and we do get anxious,but 1)if you can't pay, then you can't pay..We are powerless over what others do(yes there are courts etc to come to our aid in fraudulent situations)but I agree my friend"get inside" see whats really going on, pick yourself up,dust yourself off and move forward...In support and prayer....You have the tools to work this out,easy no,doable yes....Believe me GOD may not be "bothered"but im sure GOD is interested in seeing how his child is reacting!!!!  :)  :)   love you man........it will be okay.....smile



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Our purpose is to remain clean,just for today,and to carry the message of recovery. 



Guru

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Don, that inheritance was four years ago. Thats over and done with and invested well... my daughter is secure financially...
But they are long term and cannot be en-cashed before the lock in period is over....

The issue has been the recent few months of not getting much work and being down on cash for daily/ monthly expenses...
As I look back, id gotten lazy because of the hep.c treatment leaving me tired even after a small effort.
So I couldnt work. Playing a sax for two or three hours in that condition is dangerous, and actually impossible because of the breathlesness and fatigue brought on by the ribvarin...
Then the treatment got over, but the tiredness stayed. The medics said the after effects can be felt even upto two years after treatment is over..
I did not take that seriously and went on with life like everything was normal.

At this time, a payment that was due to me came my way. Id asked my auditor what a good investment would be and hed sent along an insurance man.
I dont know if I was gullible/ vulnerable or just plain raw after the treatment, but I very stupidly put about 5000 US in a life insurance policy.
At the time I was confident that Id be able to meet the minimum requirement of three years annual payment and gather benefits, both for me and my daughter.

But I did not realize at that time that the after effects of Hep.C treatment would hold me back. I had no stamina, I couldnt work regularly and needless to say, because my incomes down, I most probably wil not be able to pay this years instalment.
I will not have enough funds to pay this years 5000, and this means I lose that 5000 dollars Ive already invested.

And just sitting and thinking about it has me very resentful, like Id been set up.

Yes, I will be seeking recourse to consumer court for having been misguided by those agents.
At the time I was very vulnerable. Its impossible to describe but thats how it was, even 6 months after interferon and ribovarin treatment.
They promised a lot. I believed them.
They did not keep their word.
What theyd said and what the policy document said were two different things.


And, as Mike is saying,, Ill also be looking at my part.
Ill be looking at my own stupidity; the stupidity of allowing complete strangers decide on whats best for me.

Now im practising letting it go and letting God do the needful....
Ill also be taking legal counsel.....

__________________
Raman an addict clean and serene just for today in NA Worldwide ; live to love and love to live the NA Way !!!


Guru

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Acting in haste and repenting at leisure was a habit with me in the past, very regularly.
Now it seems like its come o haunt me again.......

Worse still is the agonizing about how that money'd be useful now, if I had not invested it in life insurance........
I could have taken a more traditional insurance plan,,,,,,

__________________
Raman an addict clean and serene just for today in NA Worldwide ; live to love and love to live the NA Way !!!


Guru

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Date:

Thanks Mike,,,
pls. chk. your mails.....

__________________
Raman an addict clean and serene just for today in NA Worldwide ; live to love and love to live the NA Way !!!


Guru

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Posts: 2418
Date:

Don, that inheritance was four years ago.

I see, the first i saw mention of it was a post of yours just a few weeks ago....It seemed to me to be a recent windfall.
I understand your anger at being decieved...and having to live today with the consequences of a mistake made yesterday.
I hope through prayer and meditation you can gain a measure a peace.

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Keep it in the day.


Guru

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Don, thanks for the support.

All said and done, Im also being honest about the greed being a major driver in most bad decisions......

11th Step, ??
Yes,, will do..

__________________
Raman an addict clean and serene just for today in NA Worldwide ; live to love and love to live the NA Way !!!


Guru

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Posts: 3987
Date:

Ugh,,, this certainly is a complicated, tense and confusing situation...
Here I am , trying to wade and work out from the mess, but finding the situation veryse difficult to resolve.
Because Im caught between two very confilicting viewpoints.
When I talk to the insurance agent, what he has to state gives me hope that Id done a good investment.
But when I talk with my auditor, or other company, it looks like the whole things a con-job....

Who am I to believe and what's the right thing to do ?

__________________
Raman an addict clean and serene just for today in NA Worldwide ; live to love and love to live the NA Way !!!
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